1.) Membership Contract
5.) Code Of Conduct
1.) Membership Contract
This Membership Agreement (the Agreement) is effective the day member is paid, by and between the Black Think Tank Community, hereinafter referred to as Community, accessed via blackthinktankcommunity.com with a business address of 1201 North Market St. Suite #111, Wilmington, DE 19801, and all current and future members of Black Think Tank Community hereinafter referred to as "Member". By accessing, browsing or using the blackthinktankcommunity.com website or by selecting I Accept during the membership registration, you represent that you have read, understand and agree to be bound by the terms and conditions of this Membership Agreement hereinafter referred to as Agreement.
1. Nature of the Service
The Community is a social network facilitating the exchange of personal information between people. This socialization shall include reading the profile pages of other members and possibly
even contacting them. The Community provides to its members benefits such as but not exclusive to: Discounts, referrals to mentorship, newsletters, deep dive sessions, information about financial literacy, credit, health, investments, home ownership, tax savings, insurance options, estate planning, job post, college scholarships and business plans and marketing. The Community works like an online community of internet users.
2. User Registration and Information
Member shall fill in the correct information requested in the User Registration form on the site.
Member shall be required to promptly update the User Information on the site. Member shall select a username and password during the User Registration process. Member shall be responsible for: a) all use of the Site made by the Members username and password, and b) maintaining the confidentiality of the Members username and password.
The Content includes messages and other materials posted to forums, groups, or other locations on the Site by the members of the Community. Member of the Community is deemed to grant the Community the nonexclusive right to post, display, copy, and modify the Content in connection with the operation of the Site and the Communitys business. Further, the Member is deemed to grant the Community the nonexclusive right to post, display, copy, and sell the Content within the limitations set by the Member during the online publishing process. Member is also deemed to authorize the Community to disclose his/her personal data when the Member includes such personal data in the content.
If the Member has a dispute with one or more other Members, the Member shall release the Community (and its officers, directors, agents, subsidiaries, joint ventures and employees) from claims, demands and damages (actual and consequential) of every kind and nature, known and unknown, arising out of or in any way connected with such disputes.
Community shall not sell or rent Members personal information to third parties without Members explicit consent. Community shall store and process Members information on computers located in the United States that are protected by physical as well as technological security devices. However, the Community shall be permitted to access and modify Members information.
Member shall indemnify and hold the Community (and its officers, directors, agents, subsidiaries, joint ventures and employees) harmless from any claim or demand, including reasonable attorneys' fees, made by any third party due to or arising out of Members breach of this Agreement, or Members violation of any law or the rights of a third party.
7. No Agency
No agency, partnership, joint venture, employee-employer or franchiser-franchisee relationship is intended or created by this Agreement.
8. Terminating Membership
Member shall choose to retire or delete the published content from the Communitys site and it shall be no longer available or visible to other visitors. Terms regarding the status of the uploaded content shall remain applicable when the Member chooses to terminate the membership. Contents posted to the site, other than the published content, shall not be deleted or retired as a result of the Members termination.
9. Governing Law
This Agreement shall be construed under and governed in accordance with the laws of the Delaware.
Any dispute arising under this contract shall be resolved under the commercial arbitration rules of the American Arbitration Association.
11. Limitation of Liability
Member shall not hold Community responsible for other user Members content, actions or inactions.
12. Credit card holder's account is automatically charged on the same date as the original transaction date on each corresponding month or on final date of month if no corresponding date (January 31, 2020 subscription renews on February 28, 2020).
13. Discounts, rebates or other special offers only valid for initial term; subscriptions renew at the then-current full subscription rates.
14. The Black Think Tank Community may terminate the subscription and these terms if it is unable to renew the subscription based on inaccurate or outdated credit card information. Right of access granted under these Terms is effective only upon payment of the subscription fees.
15. You can cancel your subscription from your account profile page. The only valid method for canceling your plan by sending a email to firstname.lastname@example.org. Requests any other way to cancel by e-mail or phone are not considered, and do not accomplish, cancellation. Once you cancel your membership subscription, you will not lose access immediately. Your membership will continue through the end of your current charge cycle. For example: If your credit card is charged on the 10th of the month and you cancel on April 25th, you will not lose access until the May 10th.
16. Subscription fees are non-refundable; except that you may cancel renewed subscription by contacting Black Think Tank Community within two (2) calendar days after renewal date and receive a full refund of the new subscription fees.
Collection of your Personal Information
In order to better provide you with products and services offered, BTTC may collect personally identifiable information, such as your:
First and Last Name
Date of birth
If you purchase BTTC's products and services, we collect billing and credit card information. This information is used to complete the purchase transaction.
BTTC may also collect anonymous demographic information, which is not unique to you, such as your:
We do not collect any personal information about you unless you voluntarily provide it to us. However, you may be required to provide certain personal information to us when you elect to use certain products or services. These may include: (a) registering for an account; (b) entering a sweepstakes or contest sponsored by us or one of our partners; (c) signing up for special offers from selected third parties; (d) sending us an email message; (e) submitting your credit card or other payment information when ordering and purchasing products and services. To wit, we will use your information for, but not limited to, communicating with you in relation to services and/or products you have requested from us. We also may gather additional personal or non-personal information in the future.
Use of your Personal Information
BTTC collects and uses your personal information to operate and deliver the services you have requested.
BTTC may also use your personally identifiable information to inform you of other products or services available from BTTC and its affiliates.
Sharing Information with Third Parties
BTTC does not sell, rent or lease its customer lists to third parties.
BTTC may share data with trusted partners to help perform statistical analysis, send you email or postal mail, provide customer support, or arrange for deliveries. All such third parties are prohibited from using your personal information except to provide these services to BTTC, and they are required to maintain the confidentiality of your information.
BTTC may disclose your personal information, without notice, if required to do so by law or in the good faith belief that such action is necessary to: (a) conform to the edicts of the law or comply with legal process served on BTTC or the site; (b) protect and defend the rights or property of BTTC; and/or (c) act under exigent circumstances to protect the personal safety of users of BTTC, or the public.
Security of your Personal Information
BTTC secures your personal information from unauthorized access, use, or disclosure. BTTC uses the following methods for this purpose:
- Data encryption
We strive to take appropriate security measures to protect against unauthorized access to or alteration of your personal information. Unfortunately, no data transmission over the Internet or any wireless network can be guaranteed to be 100% secure. As a result, while we strive to protect your personal information, you acknowledge that: (a) there are security and privacy limitations inherent to the Internet which are beyond our control; and (b) security, integrity, and privacy of any and all information and data exchanged between you and us through this Site cannot be guaranteed.
Right to Deletion
Subject to certain exceptions set out below, on receipt of a verifiable request from you, we will:
• Delete your personal information from our records; and
• Direct any service providers to delete your personal information from their records.
Please note that we may not be able to comply with requests to delete your personal information if it is necessary to:
• Complete the transaction for which the personal information was collected, fulfill the terms of a written warranty or product recall conducted in accordance with federal law, provide a good or service requested by you, or reasonably anticipated within the context of our ongoing business relationship with you, or otherwise perform a contract between you and us;
• Detect security incidents, protect against malicious, deceptive, fraudulent, or illegal activity; or prosecute those responsible for that activity;
• Debug to identify and repair errors that impair existing intended functionality;
• Exercise free speech, ensure the right of another consumer to exercise his or her right
of free speech, or exercise another right provided for by law;
• Comply with the California Electronic Communications Privacy Act;
• Engage in public or peer-reviewed scientific, historical, or statistical research in the public interest that adheres to all other applicable ethics and privacy laws, when our deletion of the information is likely to render impossible or seriously impair the achievement of such research, provided we have obtained your informed consent;
• Enable solely internal uses that are reasonably aligned with your expectations based on your relationship with us;
• Comply with an existing legal obligation; or
• Otherwise use your personal information, internally, in a lawful manner that is compatible with the context in which you provided the information.
Children Under Thirteen
BTTC does not knowingly collect personally identifiable information from children under the age of thirteen. If you are under the age of thirteen, you must ask your parent or guardian for permission to use this application.
Disconnecting your BTTC Account from Third Party Websites
You will be able to connect your BTTC account to third party accounts. BY CONNECTING YOUR BTTC ACCOUNT TO YOUR THIRD PARTY ACCOUNT, YOU ACKNOWLEDGE AND AGREE THAT YOU ARE CONSENTING TO THE
CONTINUOUS RELEASE OF INFORMATION ABOUT YOU TO OTHERS (IN
ACCORDANCE WITH YOUR PRIVACY SETTINGS ON THOSE THIRD PARTY SITES). IF YOU DO NOT WANT INFORMATION ABOUT YOU, INCLUDING PERSONALLY
IDENTIFYING INFORMATION, TO BE SHARED IN THIS MANNER, DO NOT USE
THIS FEATURE. You may disconnect your account from a third party account at any time. Please send an email to email@example.com
From time to time, BTTC may contact you via email for the purpose of providing announcements, promotional offers, alerts, confirmations, surveys, and/or other general communication. In order to improve our Services, we may receive a notification when you open an email from BTTC or click on a link therein.
If you would like to stop receiving marketing or promotional communications via email from BTTC, you may opt out of such communications by Please send an email to firstname.lastname@example.org.
External Data Storage Sites
We may store your data on servers provided by third party hosting vendors with whom we have contracted.
Changes to this Statement
BTTC welcomes your questions or comments regarding this Statement of Privacy. If you believe that BTTC has not adhered to this Statement, please contact BTTC at:
Black Think Tank Community
1201 North Market St. Suite #111
Wilmington, Delaware 19801
Effective as of January 15, 2022
The information provided on this website does not, and is not intended to, constitute legal advice; instead, all information, content, and materials available on this site are for general informational purposes only. Information on this website may not constitute the most up-to-date legal or other information. This website contains links to other third-party websites. Such links are only for the convenience of the reader, user or browser; the BTTC and its members do not recommend or endorse the contents of the third-party sites.
Readers of this website should contact their attorney to obtain advice with respect to any particular legal matter.
No reader, user, or browser of this site should act or refrain from acting on the basis of information on this site without first seeking legal advice from counsel in the relevant jurisdiction. Only your individual attorney can provide assurances that the information contained herein – and your interpretation of it – is applicable or appropriate to your particular situation. Use of, and access to, this website or any of the links or resources contained within the site do not create an attorney-client relationship between the reader, user, or browser and website authors, contributors, contributing law firms, or committee members and their respective employers.
The views expressed at, or through, this site are those of the individual authors writing in their individual capacities only – not those of their respective employers, the BTTC, or committee/task force as a whole. All liability with respect to actions taken or not taken based on the contents of this site are hereby expressly disclaimed. The content on this posting is provided "as is;" no representations are made that the content is error-free.
Trademarks, Copyrights, and Restrictions On Use
All trademarks, service marks, trade names, trade dress and related intellectual property rights in the Services are proprietary to Black Think Tank Community or our licensors or licensees. You may not use, reproduce or display any of the Black Think Tank Community trademarks except upon Black Think Tank Community’s prior written consent.
Your use of the Services, including the Site, imposes on you an obligation of appropriate use and conduct, which includes, but is not limited to, not causing an unreasonable or disproportionately large processing load on our Services or systems, not engaging in any conduct that restricts or inhibits use of the Services by others, and not introducing or transmitting any virus, worm, Trojan horse or other material that may harm or disrupt our Services or systems. Unauthorized use of the Services, misuse of passwords, or misuse of any information or material posted on this Site is strictly prohibited.
You may use the Services, including the Site, only for lawful purposes and you agree not to use the Services in any way that violates any applicable federal, state, local, or international law or regulation.
Claims of Copyright Infringement
If you believe in good faith that materials available on the Site infringe your copyright, you (or your agent) may send Black Think Tank Community a notice requesting us to remove the material or block access to it. If you believe in good faith that someone has wrongly filed a notice of copyright infringement against you, the Digital Millennium Copyright Act permits you to send Black Think Tank Community a counter-notice. Learn more at the U.S. Copyright Office site.
Links to Third Party Sites or Content
You may be invited to register at the Site to help us tailor the Service for your personal and business financial needs and to alert you of other products and services for you or your business. In registering for the Service, you agree to provide accurate, true, current, and complete information about you and your business as requested by the registration screens. As a convenience to you, a profile for you or your business may be created based on the registration information that you provide.
Your use of the Site or Services is subject to the applicable privacy-related policies and notices of Black Think Tank Community, potentially including but not limited to the Black Think Tank Community U.S. Consumer Privacy Notice. To the extent permitted by applicable law, by accessing or using the Site or Services, you understand and agree that Black Think Tank Community may collect and retain personal or other information about you or the device you use to access the Site or Services.
You agree that any and all suggestions, comments, and feedback that you submit at or via this Site in connection with any Black Think Tank Community products and services (“Feedback”) shall be deemed to be non-confidential, except as otherwise specifically agreed or required by law. Black Think Tank Community also shall be free to use any Feedback without any restriction of any kind. Such Feedback may include ideas for new or improved products or services, concepts, know-how, techniques, etc.
Black Think Tank Community may make an interactive online chat (“Chat”) service available to you. Black Think Tank Community makes no warranty that the Chat service will be available at any particular time or be free of fault or error.
If you are under the age of 13 years old and are invited to use the Chat service, you must not use the Chat service and you must leave the Site.
During your use of the Chat service, you may interact with a bot, chatbot, virtual assistant, virtual concierge, or other non-human (each, a “Chatbot”). We will disclose the use of the Chatbot to the extent required by applicable law. When engaging with us through use of the Chat service, be advised that chats will be monitored and saved.
The Chat service is provided as a convenience. Participating in the Chat service does not constitute consent by you or us to use electronic records and signatures as a substitute for written documents. Any personal information shared with us when using the Chat service shall be subject to the applicable privacy-related policies and notices described above.
You will not use the Chat service to send any abusive, defamatory, dishonest, or obscene message, and doing so may result in termination of the Chat service session.
Access Code for Online Applications
In connection with online applications for certain Black Think Tank Community products or services (such as, but not limited to, applications or loans) available via the Site, Black Think Tank Community may send you a unique access code or other token to help you complete, review, or track your applications. Such access code or token is intended to be only used by you and you must not share it with anyone.
Disclaimer and Limitation of Liability
YOU ACKNOWLEDGE THAT NEITHER BLACK THINK TANK COMMUNITY, ITS DIRECT OR INDIRECT SUBSIDIARIES, NOR ANY OF THEIR RESPECTIVE EMPLOYEES, AGENTS, THIRD PARTY PROVIDERS, OR LICENSORS WARRANT THAT THE SERVICES WILL BE UNINTERRUPTED OR ERROR FREE; NOR DO THEY MAKE ANY WARRANTY AS TO THE RESULTS THAT MAY BE OBTAINED FROM USE OF THE SERVICES, OR AS TO THE TIMELINESS, SEQUENCE, ACCURACY, RELIABILITY, COMPLETENESS, OR CONTENT OF ANY INFORMATION, SERVICE, OR PRODUCT PROVIDED THROUGH THE SERVICES. BLACK THINK TANK COMMUNITY DOES NOT ENDORSE PRODUCTS OR SERVICES APPEARING ON LINKED SITES OR PURCHASED VIA LINKED SITES.
TO THE MAXIMUM EXTENT PERMISSIBLE UNDER APPLICABLE LAW, IN NO EVENT SHALL BLACK THINK TANK COMMUNITY BE RESPONSIBLE FOR ANY LOSS OF ANY KIND, INCLUDING LOSS ASSOCIATED WITH ANY COMPUTER VIRUSES WHICH MAY INFECT YOUR COMPUTER SYSTEM OR MOBILE DEVICE, PROPERTY DAMAGE, AND BODILY INJURY, WHETHER CAUSED BY ACCESS TO OR USE OF THE SERVICES OR THE SITE. TO THE MAXIMUM EXTENT PERMISSIBLE UNDER APPLICABLE LAW, IN NO EVENT SHALL BLACK THINK TANK COMMUNITY BE RESPONSIBLE TO YOU OR ANY THIRD PARTY CLAIMING THROUGH YOU FOR ANY DIRECT, INDIRECT, SPECIAL, CONSEQUENTIAL, INCIDENTAL, PUNITIVE, EXEMPLARY, LOST PROFITS, ECONOMIC OR OTHER DAMAGES ARISING IN ANY WAY OUT OF THE INSTALLATION OR USE (OR INABILITY TO USE) OF THE SERVICES, THE SITE, ANY ONLINE SERVICES OR ANY INTERNET BROWSER SOFTWARE AND REGARDLESS OF THE FORM OF ACTION, WHETHER IN CONTRACT, WARRANTY, TORT (INCLUDING NEGLIGENCE), STRICT LIABILITY, OR OTHERWISE.
Enforceability and Governing Law
The Site is hosted in the United States. If you are accessing this Site from outside the United States, you may be subjecting yourself to United States law, which may differ from your local laws, including laws that govern personal data collection, use, and disclosure. In your use of this Site or Service, you may transfer certain personal information to the United States. To the extent permitted by applicable law, your use of the Site or Service shall constitute your consent to the transfer of personal information to the United States and the applicability of United States law.
If you are enrolled in Black Think Tank Community®:
5.) Code of Conduct
The Black Think Tank Community is committed to the highest possible ethical standards and we encourage everyone associated with the Black Think Tank Community to commit to acting in the best interest of the organization and its mission
Our mission demands that we, Board and Committee Members, branch Boards of Managers, staff and program volunteers, as stewards of our mission, uphold the public trust and act in an ethical manner in all that we do in the name of our Organization. These ethical values include integrity, openness, honesty, accountability, fairness, respect and responsibility. These values are the basis of our Code of Conduct and commitment to act in a manner befitting the Black Think Tank Community and mission.
As a public community organization, we rely on paid and the public for funding and volunteer support, which is critical to the success of our mission. The public trusts us to carry out our stated mission and to act in the best interest of the Black Community. If we abuse the public trust, our ability to fulfill our mission is severely weakened. Therefore, it is critical that we operate in a manner that is above reproach in all aspects, including governance, fundraising, mission operations, legal matters and human resources.
AS A COMMUNITY ORGANIZATION WE ARE COMMITTED TO:
Acting responsibly and with integrity;
Following not just the letter of the law, but the spirit of the law as well;
Promoting financial accountability, transparency, and best governance practices;
Respecting the wide variety of people who support our mission through donations or their time, talent and money;
Being responsible stewards of the Black Think Tank Community its mission, reputation and resources;
Being open and honest in all of our dealings with both internal and external audiences.
This Code of Conduct applies to all staff members, the Board of Directors and Committee Members, branch Boards of Managers, and program volunteers.
ALL STAFF, BOARD AND COMMITTEE MEMBERS, BRANCH BOARDS OF MANAGERS AND PROGRAM VOLUNTEERS WILL:
Be open and honest with colleagues, stakeholders, volunteers, donors, and all others involved in the Black Think Tank Community;
Abide by the by-laws and policies of the Black Think Tank Community;
Take responsibility for their actions, and care in their dealings as representatives of our Black Think Tank Community;
Exercise best governance and accounting practices and procedures;
Use the resources of the Black Think Tank Community in a responsible and wise manner;
Act in the best interest of the Black Think Tank Community;
Disclose any actual or perceived conflict of interest.
Act in a responsible, ethical manner that promotes openness, fairness and integrity;
Treat people with dignity and respect;
Work together to achieve our mission to the best of our ability.
The Black Think Tank Community screens all members through a registered sex offender (RSO) national database. Any person found to be a RSO is not eligible to participate in Nationwide Membership at Black Think Tank Community other than Black Think Tank Community. Additionally, if a person is flagged as a possible RSO based on this screening, their Black Think Tank Community membership will be immediately suspended pending a meeting between the member and the branch executive, and further investigation as needed, to determine whether the person can be a Black Think Tank Community member.
The Black Think Tank Community is an equal opportunity employer and does not discriminate on the basis of race, color, religion, ethnicity, national origin, configuration, abilities, sexual orientation, or gender identity.